Independent financial advice means that the advice is both independent and impartial.Tied agents or insurance company representatives can offer only advice on products offered by the companies they represent. This is true also of most financial advisors working for banks or building societies.

As independent financial advisors we research the whole market. We are able to recommend the most appropriate products and services to meet your needs, regardless of which companies offer them. Our choice is not restricted by any "tied" arrangement.Just as a doctor should seek advice on his own ailments, even the most financially experienced and aware individual should seek professional advice. An independent advisor will often pick upon matters that have been overlooked or perhaps not given due prominence

Depending on your instructions we will carry out a needs analysis based on your current situation, and taking into account any specific plans and/or targets you may have. We will then advise you on anything from a short term financial objective to a lifetime financial plan, followed up with regular reviews.

You will receive professional advice about where your financial arrangements are already good, and where they're inadequate (or not covered at all).

You'll also have our help to decide how much provision you need to make, and the order of priority in dealing with your finances. And of course it will all be sensibly balanced in relation to your current income and your prospects

In almost all cases we are able to make arrangements which clients would be unable to make for themselves. All our proposals will be fully explained and costed so that you'll know exactly what and why before you agree to anything. We also specialise in Pension Simplification.

Tony Wright  APFS (Chartered Financial Planner)
Managing Director